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The best budgeting apps for 2025

Engadget

Managing your finances doesn't have to be a headache -- especially with the right budgeting app at your fingertips. Whether you're trying to track everyday spending, save for a big purchase or just keep a closer eye on your subscriptions, there's an app that can help. With Mint shutting down, plenty of users have been looking for the best budget apps to replace it, and luckily there are plenty of solid alternatives. From AI-powered spending trackers to apps that break down your expenses into easy-to-follow categories, the best budgeting tools help you take control of your money without the hassle of spreadsheets. Some focus on automating savings, while others give you a deep dive into your finances with powerful analytics and custom reporting. If you're still searching for the right Mint alternative, check out our guide to the best budgeting apps to replace Mint to find the best fit for your needs. If you're not sure where to start, we've rounded up the top budgeting apps to help you track spending, save smarter, and stick to your financial goals. No pun intended, but what I like about Quicken Simplifi is its simplicity. Whereas other budgeting apps try to distinguish themselves with dark themes and customizable emoji, Simplifi has a clean user interface, with a landing page that you just keep scrolling through to get a detailed overview of all your stats.


Intuit: Credit Karma And Mailchimp Integration A Game Changer (NASDAQ:INTU)

#artificialintelligence

Many of us are familiar with Intuit's (NASDAQ:INTU) industry-leading products in personal taxes (Turbo Tax) and small business accounting (QuickBooks). However, the company has expanded well beyond these two areas and assembled a portfolio of products that have improved and will continue to improve the financial lives of its customers. On Intuit's website, CEO Sasan Goodarzi described their mission statement as follows: We are a purpose-driven, values-driven company. Our mission to power prosperity around the world is why we show up to work every single day to do incredible things for our customers. Our values guide us and define what we stand for as a company.


Credit Karma: Believe the hype for 'artificial narrow intelligence'

#artificialintelligence

By giving away free credit scores to more than 60 million people, Credit Karma upended the paid credit report market. And by offering free tax returns this year -- at the same time H&R Block and IBM Watson were bragging about AI-powered tax filings -- the company stormed the $8.9 billion tax preparation industry. Bold disruptions like this matter, but Credit Karma's effort to quietly assemble the massive trove of information underpinning each of these moves may be even bolder. Credit Karma works like this: Members supply personal information (name, address, phone, social security number) to receive credit scores and, if desired, to be matched with the best credit card, personal loan, and auto loan offers, and to file their federal income taxes -- all for free. The company gets paid a commission by the credit card and loan issuers, and it vows it will never charge consumers.


Automated Assistants Will Soon Make a Bid for Your Finances - NYTimes.com

#artificialintelligence

In the classic science fiction series that began with "Ender's Game," the character Jane begins by using her artificial intelligence to prepare taxes for the hero Ender, but soon takes over management of his entire financial life. When it comes to otherworldly science fiction personalities, Jane is a rather prosaic figure, but Ethan Bloch had her in mind when he began his start-up Digit. Mr. Bloch's company currently creates free automated savings accounts -- and has helped customers put aside over $250 million -- but his vision is to add capabilities until Digit becomes a full-service financial assistant like Jane. There is now a lot of competition to create an automated financial assistant for the masses. Credit Karma and Mint, two popular financial applications with many millions more users than Digit, are about to roll out suites of new features that will make them feel more like robotic financial advisers, tapping customers on the shoulder when they could make better financial decisions. One feature that both Credit Karma and Mint will offer is more automated tax preparation of the sort that Jane provided for Ender (though with much less robotic charm and thoroughness).